A 24 hour auto insurance quote is available on many sites all around the internet (this one included), however, before you go to any website and get a quote, it is good to understand how the information will be used and why a free online quote is useful. In terms of auto insurance, the main question that keeps re-appearing is 'how can I reduce my premiums and save money on car insurance?' The answer is relatively simple, you can reduce you insurance cost by simply being a good consumer, shopping around and comparing the offerings from different companies. You are going to make the car insurance companies fight for your business!
At first glance, this may sound like a lot of work, however, with the help of the internet, a couple clicks is all that is really needed. By filling in some basic information, and obtaining a FREE online auto insurance quote you will receive estimates of yearly premium prices from many different insurance companies. As surprising as it may sound, simply conducting the insurance quote once a year (every time you need to renew your insurance), can save you hundreds of dollars!
How the online quote works is by taking your your basic information and provides an accurate estimate of what you will be pay for car insurance. It uses information such as the make of you vehicle, your driving history, as well as your age and driving experience. All of this is used to determine your risk of making an insurance claim and the cost of your potential claim. All you need to do is answer some simple questions and the quote will compare different insurance companies in your local area and find the company that will offer you the lowest price on car insurance. In essence, you are getting the insurance companies to compete for your business!
Remember, simply getting an online quote does not mean that you have to go with any of the companies listed that provided you with the quote. You have no obligations, instead you have many options. You can approach your current insurance company and see if they will match some of the quotes you received or you can change companies and go with the company that offers the coverage's you want for the lowest premiums. The quote is simply providing you with the information, and remember that knowledge is power.
If you currently reside in the United States, simply type in your zip code in the box below to begin your free online quote. The insurance companies in your local area will be compared and you will be provided with a list of the company, its premium quote as well as contact information.
You will need your car year and make, area of residence, distance driven to work, as well as any information on traffic infractions. Be as honest as possible in order to receive the most accurate quote. Once you have the quote you can either contact your current insurance provider to see if they can match your quote or you can simply switch companies and purchase an insurance policy on the spot! It is that easy!
If you require further information regarding what the different types of coverage's entail or what the minimum amount of insurance is required in your area, visit our types of coverage's page.
Canada Auto Insurance Quote
If you reside in Canada, then you will need to get a Canadian auto insurance quote. The Canadian auto insurance quote is almost identical to the US one with the only difference being that it searches for companies in your local Canadian city. Since laws and required insurance is different depending on your country, you must use the separate Canada insurance quote form.
The majority of provinces in Canada have privately run auto insurance, however, some provinces have government run insurance. This means that you must purchase the minimal insurance from the government company. For more information on whether your province is government or privately run and for more information on insurance in Canada visit the Canadian auto insurance quote page.