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Auto Insurance Discounter / Student Discounts

There are many companies that are auto insurance discounters, that offer discounts to students and other 'groups'. Listed below are the top ways to get an auto insurance discount

Student Discount

To take advantage of these discounts, you usually must maintain a certain GPA. You also need to present the company with a copy of your transcripts or dipolma as some companies even offer discounts for alumni.

Multiple Policy Discount

If you insure more then one car with the same company, that company will usually gives you a cheaper rate on both policies. Also if you have house and auto insurance, both from the same company they will give you a great discount. So if you have multiple policies, look into buying them from the same company to get some great savings!

Occupational Discounts

Some companies have been known to offer discounts based on your occupation. This will be highly variable by your location and your insurance company, but the companies in my location seem to offer a auto insurance discount for health care professionals. It is worth checking with the companies to see if your occupation offers you some savings.

State Farm

State Farm auto insurance offers many discounts such as driver's training discounts, multiple line, multiple automobile, good student auto insurance discount and a new business discounts. Not all of these discounts are available in every state or province. To determine what discounts are available in your area visit the State Farm website.

Progressive Auto Insurance

Progressive gives many discounts such as a online sign-up reduction, a 10% discount when you pay for you policy in full, multi-car discounts, a discount for owning a home, condo or mobile home, as well as good student discounts. For more information on specific discounts visit Progressive.com.

Geico Auto Insurance

Geico lists a ton of discounts that drivers may be eligible for on the Geico website. The table below lists all the discounts, with a description of each and the maximum potential saving amount.

Type
Description
Discount
Air Bag
Have front or side airbags equipped
25% for driver's side, 40% for full front seat off medical
Anti Lock Brakes
Have anti-lock brakes
5 % off collision
Anti Theft System
Built in anti-theft
25% off comprehensive
Associate
Employed by or retired from Geico or Berkshire Hathaway
8% off premium
College Graduate
Must be 25 and younger with a 3.0 GPA - only available in Arkansas
15% on certain coverages
Daytime Running Lights
Have daytime running lights
3% on certain coverages
Defensive Driver's Discounts
Complete a defensive driving course
variable
Driver's Education
Complete Driver's Education
Variable
Emergency Deployment
Military policyholders who are deployed
25% off premium
5 Year Accident Free
Driver's who are accident free for 5 years
25% off premiums
Good Student
Studetn between 16-25, with a B average
15 % off premium
Hybrid Discount
Insure a Hybrid Vehicle
5% off premium
Military
Active or retired from the military
15% off premium
Motorcycle Safety
Complete a motorcycle safety course - only for North Carolina
Variable
Multi-car
Insure more then one car
25% off premium
Professional Group
All graduate students, or a professional group affiliated with Geico - Only in California, Arizona and Washington
27% off premium
Seat Belt Use
If you and your paaengers always wear seatbelts
15% off Medical
Senior-Level Federal Employee
Be a senoir level federal employee
8% off premium
Renewal Discounts
If you continue to do business with geico
30% off premium
Accident Forgiveness
If you are an accidetn free Geico policy holder for 5 years
If you have an accident your rates will not increase


TD Meloche Monnex They offer a good student auto insurance discount that include discounts for Unversity Alumni, as well as other 'group rates'. Cooperators When I was young the Cooperators offered a new driver program. If I drove for 2 years without any traffic violations or de-merit points on my driver's license, I would recieve my third year of insurance for FREE!!!. That was a great deal, and I was lucky enough to recieve it, however, from my own personal experience, they are the worst company to deal with when it is time to make a claim (which is why they can probably afford to give out a free year of insurance!)


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