Hawaii Auto Insurance

By law, you are required to have a minimum amount of Hawaii auto insurance in order to operate a motor vehicle. This liability insurance acts to protect drivers from the financial burden that can come as a result of auto accidents. Liability insurance can be divided into 2 sections:

Get free car insurance quotes Honolulu Hawaii by using the online quote to compare all companies and find the best prices in Hawaii!

1. Bodily Injury Liability Insurance - You are required by law to have a minimum of $20,000 bodily injury liability insurance per person, and $40,000 per accident. This covers injury to other motorists and pedestrians.
2. Bodily Injury Liability Insurance - You are also required to have $10,000 for property damage liability insurance. This amount covers damages to the other motorist’s car or property. This does not cover damages to your car. For that coverage you must have comprehensive or collision insurance.

The values listed above, are minimum amounts and you can increaser these amount to provide yourself with more protection. This is recommended, because if the damages from the accident go over these amounts, you will be required to pay them yourself. This could cost you thousands of dollars, so it is wise to increase these minimums.

Of course increasing these minimums or adding collision or comprehensive coverage will increase your insurance rate. The amount of this increase depends on many factors such as the type of car, and the insurance company. Get free car insurance quotes Honolulu Hawaii! This will compare all companies in Hawaii and find you which companies will offer you the lowest prices!

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