Idaho Auto Insurance

In the state of Idaho, you are required by law to have a minimum amount of Idaho auto insurance. This minimum is present to protect all motorists from financial loss as the result of an accident. Without insurance you would be required to pay all medical bills and damages that you cause, which could result in hundreds of thousands of dollars!

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• Bodily Injury Liability - In Idaho, you must have at least $25,000 of bodily injury liability per person, and $50,000 per accident. This covers injuries to all other drivers and pedestrians if you are found at fault for an accident. It does NOT cover injuries to you, as you need some form of added medical coverage, which is not mandatory but is recommended.
• Property Damage Liability - You must also have at least $15,000 of property damage insurance, to cover damage to other vehicles and property if you are at fault for the accident. This does not cover damages to your own car however. For that protection you must purchase comprehensive or collision coverage.

These are the minimum required amounts of insurance in order to legally drive. It is wise however to increase these maximums in order to fully protect you. Remember that if the damage you cause is over your liability insurance then you would be still be responsible to cover any amount over it. This could end up being tens of thousands of dollars, so fully protect yourself and increase your minimums.

Increasing your liability coverage will however increase your premiums, but the amount of this increase depends on the company and many other factors. Get free Idaho auto insurance quotes , this wil compare all companeis in Idaho and find you the company that offers you the lowest prices.

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