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Ohio Auto Insurance LawsOhio auto insurance laws state that you must have a minimum level of liability coverage for both bodily injury and property damage.
As you can probably tell, these minimums are very low! Most accidents will probably cost much more then this minimum. Remember that you are fully liable for any damages over this minimum amount. Could you imagine getting into an accident with just this minimum coverage then be held liable for tens of thousands of dollars in medical bills since you were at fault for the accident!?!? It is just not worth the risk to have this low coverage. You should increase these minimums to comfortable amounts that will protect you in case of an accident it is recommended by Ohio Department of Insurance That you have at least $100,000 per person and $300,000 per accident of bodily injury insurance, and $100,000 of property damage. This is a good amount of coverage, but you can always increase this amount for ultimate protection. Remember that if you are at fault, then this amount will not cover you or your passenger’s injuries, so it is recommended to have at least $5,000 of medical payment insurance. These minimums are here to protect motorists from other motorists and from themselves. Remember if the damages you case from an accident are greater then your liability insurance, you will have to foot the rest of the bill! So it is best to be safe a get a high minimum level of insurance. If you wish to find out how much insurance in Ohio would be for your car get a free
Ohio car insurance quote
. This will compare all companies in Ohio and find the company that offers you the cheapest auto insurance.
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