South Carolina Auto Insurance

There is a minimum requirement that all motorists have South Carolina auto insurance in order to legally drive in the state. Drivers are required to have the minimum amount of liability insurance in order to financially protect themselves. Liability coverage covers injuries and property damage to third parties when you are found at fault for an auto accident. This does not cover your injuries however, for that coverage you will need some form of medical coverage. Property damage liability covers damages to third parties property, usually their car. This does not cover your car however, and for that coverage you need to purchase comprehensive and collision coverage which is not mandatory.

The minimum amount of bodily injury liability is $15,000 per person and $30,000 per accident. The minimum amount of property damage liability is $10,000. You can increase these amounts, and it is recommended to do so, in order to have full protection. If the damages you cause are over your liability amount, then you are responsible for paying the difference. This difference could end up being several thousand dollars, so it is a good idea to increase the liability from the minimums.

Raising liability or adding comprehensive and collision coverage will also increase your auto insurance premiums. To determine how much these will increase, get a free online South Carolina car insurance quote. This will compare all insurance companies in South Carolina and find the best prices for you.

Return From South Carolina Auto Insurance to Minimum Coverages