Utah Car InsuranceIt is required that every motorist has a minimum amount of Utah car insurance, in order to legally drive. This insurance consists of liability insurance, PIP insurance, and Uninsured motorist insurance. Utah is known as a no-fault state, so no matter who is at fault, your insurance company will pay for your injuries. This is designed to help lower insurance costs, as there is no need to pay for an investigation to fault in the accident.
Liability InsuranceLiability insurance is broken down into 2 sections: bodily injury and property damage. You are required to have at least $25,000 per person and $50,000 per accident of bodily injury liability and $15,000 of property damage liability. These are the minimum amounts and it is highly recommended to increase these amounts, as any damages that go above your liability coverage will be your responsibility to pay, so you could be on the hook for several thousand dollars.Raising your liability coverage will raise your premiums, and to determine the extend of this increase get a Utah auto insurance quote . This will compare all Utah car insurance companies and find you the lowest price. PIP InsurancePIP insurance stands for Personal Injury Protection, and you must have at least $3,000 in coverage.Uninsured Motorist InsuranceLastly you must have uninsured motorist insurance. This insurance will cover damages caused by a motorist who does not have insurance. This takes the burden off you to sue the uninsured driver, and just covers your damages. The insurance company then usually will take the uninsured motorist to court.
For more information on Utah auto insurance head to the
Utah DMW website
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