Washington Auto Insurance

You are required to have a minimum level of Washington auto insurance in order to legally drive. This insurance is known as Liability insurance and it is present to protect all drivers in case of accident. Liability insurance covers injuries. Medical expenses and property damage of third party drivers if you are found at fault for an accident.

It does not cover your injuries, for that coverage, some form of medical insurance is required. The property it usually covers is usually the other third parties car. It does not cover your car, for that coverage you would need comprehensive and collision coverage , which is not mandatory, but may be wise if you have a nice car.

The minimum amount of liability insurance is $25,000 per injury and $50,000 per accident of bodily injury liability, and $10,000 of property damage liability. You can increase these amounts, and it is recommended in order to be fully protected, financially. If the damages you cause go above your liability amount, you will be required to pay for the excess damages! This can end up being several thousand dollars if you cause a major accident, so it is best to ensure you have enough coverage.

Increasing your liability coverage will increase your auto insurance premiums, and to determine the extent of this increase it is best to get an online Washinton auto insurance quotes This will compare all companies in Washington and find you the best coverage’s for the lowest prices.

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