Washington DC Auto Insurance

It is required that all drivers have a minimum amount of Washington DC auto insurance in order to fully protect all drivers. This insurance is known as liability insurance and it covers injuries and property damage of third parties when you are at fault for an auto accident.

The minimum amount of bodily injury liability that is required is $25,000 per person and 50,000 per accident. The minimum amount of property damage liability is $10,000, and this usually covers the third parties car. It does not cover your car, as for that coverage you would need to have comprehensive or collision coverage .

It is recommended that you increase your minimum liability amount, as any damages over your liability limit will be your responsibility to cover. If your liability is not high enough and you are involved in a major accident, you could be on the hook for several thousand dollars. Raising your liability amount will increase your insurance premium and to determine the amount of this increase get an online Washington DC auto insurance quote . This will search all auto insurance companies in Washington DC and find the lowest prices.

It is also required that all drivers have uninsured motor insurance. This covers you in case you are involved in an accident with a driver that does not have insurance.

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