West Virginia Auto Insurance

It is required by all drivers that they purchase a minimum amount of West Virginia auto insurance in order to legally drive in West Virginia. This insurance is commonly known as liability insurance and contains 2 portions:

Bodily Injury Liability

Bodily injury liability covers injuries and medical expenses to third parties when you are found at fault for an auto accident. It does not cover your injuries or damages. For that coverage, a separate medical insurance policy is required. The minimum amount of bodily injury liability required is $20,000 per person and $40,000 per accident.

Property Damage Liability

Property damage liability covers damages you cause to third parties when you are at fault for an auto accident. It is usually the other driver's car, and it does not cover damages to your car. For your car to be covered, comprehensive and collision coverage is required. The minimum amount of property damage liability coverage is $10,000.

It is recommended that you raise both your bodily injury and property damage liability amounts. Any damages over your liability limits will be your responsibility to pay, so it is wise to raise this amount in order to fully protect yourself. Raising your liability amount will raise your premiums, but to determine the amount of this increase get an online West Virginia auto insurance quote . This will insure you find cheap West Virginia car insurance!

Uninsured Motorist Insurance

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