Wisconsin Auto InsuranceYou are not legally required to have Wisconsin auto insurance in order to legally drive. It is one of the few states that do not require all drivers to have insurance. If you do not choose to purchase insurance you must then post a $60,000 bond or deposit with the state DMV.
Liability InsuranceIf you do choose to purchase insurance, you are required to purchase a minimum amount of liability insurance. Liability insurance covers injuries and damages to third parties if you are found at fault for an auto accident. You are required to have at least $25,000 per person and $50,000 per accident of bodily injury liability insurance, and $10,000 of property damage liability.The property damage usually covers damages to the other motorist’s car, and does not cover damages to your car. For that coverage, you must have comprehensive and collision coverage . It is recommended to raise the minimum level of liability insurance in order to have full protection. Any damages over your liability amount will be your responsibility to pay, and if you are involved in a major accident, this could amount to thousands of dollars if your liability is low. Increasing your liability will raise your premiums, and to determine the amount of your premium, get an online
Wisconsin auto insurance quote
. This will find you the lowest insurance price in all of Wisconsin by comparing all companies.
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